| Solutions Personal Contract Plan (PCP) Deposit + monthly payment + optional final payment | Contract Hire (CH) Initial rental + monthly rental | Hire Purchase (HP) Deposit payment + monthly payment |
| This product is great if you are looking to combine flexibility with regular monthly payments. | This product is great if you would like regular monthly payments without worrying about ownership at the end of your agreement. | This product is great if you want regular monthly payments which enable you to own the car at the end of your agreement. |
| Repayment period 18-49 months | Repayment period 12-48 months | Repayment period 12-60 months |
| Possibility to own the vehicle Yes | Possibility to own the vehicle No | Possibility to own the vehicle Yes |
| End of contract options You can choose to hand back the vehicle¹, pay the optional final payment and option to purchase fee and own the vehicle or use any equity to trade in and upgrade to a new vehicle. | End of contract options Finish paying monthly instalments and hand the vehicle back¹. | End of contract options Finish paying monthly instalments and keep the vehicle. |
| Final balloon payment Optional | Final balloon payment No | Final balloon payment No |
| Mileage limits 8,000 to 30,000 miles per annum² | Mileage limits 8,000 to 30,000 miles per annum² | Mileage limits No |
| Excess mileage and damage charges Yes, if vehicle handed back | Excess mileage and damage charges Yes | Excess mileage and damage charges No |
| Customer type Personal | Customer type Personal and Business | Customer type Personal |
| Cars New and used | Cars New only | Cars New and used |
| Learn more | Learn more | Learn more |
| Explore PCP offers | Explore CH offers |
¹ Subject to any excess mileage or fair wear and tear charges
² Excess mileage charges apply outside of the mileage limit